About Stephen H. Kim Attorney at Law

Stephen H. Kim received his undergraduate B.A. in Psychology from U.C.L.A. in 1995.  He graduated from The Law Center at U.S.C. and received his Juris Doctor in Law in 1998.  Mr. Kim also received a Masters in Business Taxation from the Marshall School of Business at U.S.C. in 2000.

Steve, his wife Yaya and baby Andrew (and another one on the way) live with their large, extended family in Salinas, CA.

Stephen H. Kim Attorney at Law is a Bankruptcy Lawyer who specializes in consumer bankruptcy for both English and Spanish-speaking people in our community. Our professional staff is here to answer all your questions regarding Chapter 7 bankruptcy and Chapter 13 bankruptcy law in Monterey – Salinas.

We have assisted thousands of people in ending the financial misery that comes with being in debt.


We hope that after reading up a bit, you’ll seek out someone you can trust to advise you. It shouldn’t cost you anything, as most bankruptcy attorneys offer free consultations.  We encourage you to invest some time and visit a few attorneys. If you don’t receive courteous, respectful service and some good advice—keep looking.  Your persistence will be rewarded, since choosing the right attorney will make an otherwise demanding process as stress-free and easy as buying a new pair of sneakers.  (Well almost, anyway).

Stephen H. Kim, Attorney at Law

Making Decisions

Deciding what to do when you are under financial distress can be very difficult.  And consulting an attorney about these matters can be stressful and intimidating … not to mention expensive.  All too often, people will leave a lawyer’s office more confused than before they went in.  At the law office of Stephen H. Kim we take pains to make sure this does not happen to you.

We do our best to make sure that you get the advice you need in a relaxed, informal manner and that you don’t pay us a penny unless you really understand all of your options and decide to hire us.

The law office of Stephen H. Kim, Attorney at Law is a small, family-run business.  We live and work in this community and care about its members.  We take pride in offering our clients the kind of respect and personalized service that can be found nowhere else.

We Can Help

  • Stop harassing calls from creditors
  • Stop foreclosure on your home
  • Stop wage garnishments
  • Renegotiate your car loan payments
  • Renegotiate your mortgage payments
  • Eliminate or renegotiate medical bills
  • Eliminate or renegotiate credit card debts
  • Eliminate or renegotiate other debts

We fully understand Chapter 7 Bankruptcy and Chapter 13 Bankruptcy Law.

No matter what your financial situation, we can help you find some relief and get a fresh start. Contact us at 831-221-5022 right away to find out how we can help.

Please contact us anytime with any questions or to schedule an appointment.
  • (831) 221-5022
  • (831) 221-5045

Map of Our Location

Communities We Serve

Salinas, Monterey, Pacific Grove, Carmel, Carmel Valley, Marina, Seaside, Castroville, Prunedale, Watsonville, Santa Cruz, Gilroy, Hollister, King City, Greenfield, Soledad, Gonzales, Chualar, and all of Monterey County